Etisalat has partnered with Kwikcash to introduce a real cash, collateral free lending platform to its subscribers. Subscribers on the network can now borrow money up to the tune of N10,000 without collateral and without going to any bank to apply for a loan, just from their mobile phones.

The system is currently available to only a selected number of subscribers who have been invited to enjoy the privilege. And for such subscribers, they will be able to borrow as much as N10,000 naira with minutes straight from their mobile phones and their bank accounts will be credited with the sum.

Customers who receive an ‘eligibility message’ from 561 on their mobile phones are qualified for the service. Such customers can apply and get a lone just by sending ‘Help’ as a text message to 561 or dial *561# and follow the on-screen prompts. The service will soon be available to more subscribers with time.

To borrow cash from etisalat

  • Dial *561#
  • Reply with one for the loan option, which will bring out different amounts of cash you are eligible to borrow.
  • Select the amount by replying with the serial number of the amount.
  • Proceed and enter your account details.
Please note that the service isn’t open to all etisalat users, for now there are just a selected few eligible for the service.
The loan is payable after 15 days of issue. And the amount to be refunded grows daily at a 1% interest rate. So this means that if you borrow N10,000, at the expiration of 15 days, you will be required to pay back N11,500. You can easily pay back the loan, by dialing *561*1# and following the prompts. Please also note that building a good credit record qualifies you for higher amounts.
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